Already mandatory
MTD for VAT
VAT-registered businesses should already be keeping digital records and filing VAT Returns through compatible software.
Making Tax Digital
Quarterly updates, without the panic.
MTD means HMRC wants your figures four times a year, not once. Kwilo keeps the paperwork built up as you work — so when the quarter ends, you're already done.
UK · MTD-readyFiles direct to HMRC. No third-party dance.
The dates that matter
Three rounds. Know which one's yours.
VAT-registered businesses are already in. Income Tax MTD comes in three waves — based on what you turn over.
From 6 April 2026
MTD for Income Tax
Self-employed people and landlords with qualifying income over £50,000 move onto quarterly updates and digital record keeping.
From 6 April 2027 and 6 April 2028
Next expansion
The threshold drops to over £30,000 from 6 April 2027 and over £20,000 from 6 April 2028.
Thresholds are on qualifying income (self-employment + property), not profit. Over the line in any year and you're in from the start of the next tax year.
Where we fit
The books happen while you work.
You don't sit down to "do MTD". You quote, you bill, you snap receipts. The quarterly figure builds itself in the background.
- Every quote, invoice and expense lands in your books the moment you tap save.
- Receipts photographed wherever you took them — car, kitchen, café — land under the right job, not a shoebox.
- When the quarter ends, your figures are already there — nothing to reconstruct.
- Submission to HMRC is a button, not a Sunday.
What you won't be doing
Sundays you get back.
Reconstructing six weeks of receipts from a glovebox, drawer and inbox.
Asking the accountant what counts as 'qualifying income'.
Trying to remember which bank of purchases went with which job.
Dreading the brown envelope.
Ready when MTD is
Sort the books from April 2026.
Get on it now and the first MTD quarter is just another button press.